These Terms and Conditions govern your use of the swerte99 platform. By registering an account or accessing any part of the site, you agree to be bound by the rules set out on this page. Please read everything carefully before you start playing — if you have questions, the FAQ section is a good place to start.
Last updated: 2025. These terms apply to all players accessing swerte99 from the Philippines.
You must be at least 21 years of age to register and use swerte99. By creating an account, you confirm that you meet this age requirement and that you are accessing the platform from the Philippines. Only one account per person is permitted — duplicate accounts may be suspended without notice. You are responsible for keeping your login credentials secure and must not share your account with anyone else. swerte99 reserves the right to request identity verification at any time to confirm eligibility. If any information provided during registration is found to be false or misleading, your account may be terminated and any pending balances forfeited in accordance with applicable rules.
All transactions on swerte99 are processed in Philippine pesos (PHP). Accepted payment methods include GCash, Maya, and local banktransfers. Deposits are credited to your account instantly so you can start playing without delay. Withdrawal requests are processed within the standard timeframe for your account tier — VIP members benefit from faster processing as one of their key rewards. There are no currency conversion fees since everything runs in PHP from start to finish. Minimum and maximum transaction limits apply and are displayed at the point of deposit or withdrawal. If you encounter any issues with a payment, please check the FAQ page for guidance on common payment queries.
All games available on swerte99 — including slot titles and bingo rooms — are governed by individual game rules that are displayed within each game interface. Players are expected to engage with all games honestly and in good faith. Any attempt to exploit software bugs, use automated tools, collude with other players, or manipulate game outcomes in any way is strictly prohibited and will result in immediate account suspension. swerte99 reserves the right to void any winnings obtained through unfair means and to report such activity where required by applicable regulations. Results generated by the platform's game engine are final once a round is completed, and no retrospective changes will be made except in cases of verified technical error. If you believe a game result was affected by a technical fault, contact support promptly with the relevant game session details.
Participation in the swerte99 VIP programme is subject to the general terms on this page as well as any specific conditions published on the VIP page. Loyalty points are earned through eligible real-money game activity and are credited to your account automatically after each qualifying session. Points and tier status are non-transferable and have no cash value outside of the rewards they unlock within the programme. swerte99 reserves the right to adjust point values, tier thresholds, or reward structures at any time with reasonable notice provided to affected members. Abuse of the VIP programme — including attempts to artificially inflate point totals through collusion or irregular play patterns — will result in point forfeiture and possible account closure. Tier downgrades may occur if minimum activity requirements are not met within the applicable review period.
The swerte99 platform is accessible via mobile browser and through the dedicated app available on the App page and Download page. You are responsible for ensuring that your device meets the minimum requirements needed to run the platform safely and correctly. swerte99 is not liable for any data charges, device damage, or connectivity issues that arise from your use of the app or mobile site. The platform may be temporarily unavailable during scheduled maintenance windows, and swerte99 will endeavour to provide advance notice where possible. Unauthorised modification of the app, reverse engineering, or any attempt to access platform systems beyond the standard user interface is strictly prohibited. Access to certain features may be restricted based on your account status, verification level, or current tier within the VIP programme.
swerte99 is committed to promoting responsible gaming across all aspects of the platform. Players are encouraged to set personal limits on their deposits, session time, and game activity to ensure that gaming remains a form of entertainment rather than a financial burden. If you feel that your gaming habits are becoming difficult to manage, the tools and resources available on the Responsible Gaming page can help. swerte99 reserves the right to impose account restrictions or cooling-off periods on players who show signs of problematic gaming behaviour, in line with responsible gaming best practices. Players who self-exclude from the platform agree not to attempt to circumvent the exclusion by registering new accounts. All responsible gaming requests are handled with full confidentiality and processed as promptly as possible.
Your personal data is collected and processed in accordance with the swerte99 Privacy Policy, which forms part of these Terms and Conditions by reference. By registering an account, you consent to the collection and use of your data as described in that policy. swerte99 does not sell your personal information to third parties and takes reasonable technical and organisational measures to protect your data from unauthorised access. You have the right to request access to the personal data held about you and to request corrections where that data is inaccurate. Data retention periods are outlined in the Privacy Policy and comply with applicable Philippine data protection regulations. Any questions about how your data is handled should be directed to the support team at the email address listed in the footer of this page.
swerte99 provides the platform on an "as available" basis and does not guarantee uninterrupted access at all times. To the fullest extent permitted by applicable law, swerte99 is not liable for any indirect, incidental, or consequential losses arising from your use of the platform, including but not limited to loss of winnings due to technical faults beyond our reasonable control. In the event of a verified technical error that affects a game outcome, swerte99's liability is limited to restoring the affected player's account to the state it was in immediately before the error occurred. Nothing in these terms limits liability for fraud, gross negligence, or any other matter that cannot be excluded under Philippine law. Players accept that online gaming carries inherent risk and that past results do not guarantee future outcomes. These terms are governed by the laws of the Philippines.
swerte99 may update these Terms and Conditions from time to time to reflect changes in platform features, applicable regulations, or operational requirements. When material changes are made, registered players will be notified through the platform or via the email address associated with their account. Continued use of the platform after the effective date of any update constitutes acceptance of the revised terms. We recommend checking this page periodically so you are always aware of the current rules that apply to your account. If you do not agree with any updated terms, you should stop using the platform and contact support to discuss your account options. The most recent version of these terms is always the version published on this page.
For a full overview of how your data is handled, visit the Privacy Policy. For information on gaming limits and player wellbeing tools, see the Responsible Gaming page. If you have specific questions about these terms, the FAQ section covers the most common queries in plain language.
Registration is free and takes just a few minutes. Once you have read and accepted these terms, you are ready to explore everything swerte99 has to offer Filipino players.